Group 10-Year Level Term Life Insurance
Underwritten by New York Life Insurance Company
Philadelphia Bar's Group 10-Year Level Term Life Insurance guarantees rates for 10 years with coverage amounts that remain level for the entire time you’re insured. For those looking for stability, this is a great option.
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Your estimated premium:
$0.00/year
(or $0.00/month)
The cost of this life insurance is based on the insured member or spouse’s gender, amount of insurance requested, use of tobacco/nicotine products, health status, and attained age on the date coverage is issued. Read more...
Only non-tobacco/nicotine users meeting the highest underwriting standards may qualify for the Preferred Rates, the plan’s lowest. Depending on your situation, you may qualify for Select or Standard rates. (Smokers may only qualify for Standard rates.) Upon approval of your application, you will be notified of the rate classification for each approved person. The annual premium for dependent children is $6.00, regardless of the number insured.
The premium contributions shown reflect the current rates and benefit structure. Read more...
Rates are guaranteed to remain level for the initial 10‑year term. Then, if still eligible, you may re-apply for 10‑year level rates in effect for a subsequent 10‑year term; rates for the subsequent term would be determined on then current age, health and tobacco/nicotine use and guaranteed for 10 years. If you’re not approved for a subsequent 10‑year term of guaranteed rates or do not apply for a subsequent 10‑year term, coverage will continue in force on a non-guaranteed rate basis with increasing premium as you age.
Details:
- Offers coverage up to $2 million, in increments of $50,000.
- Offers an accelerated death benefit option allowing for a one-time request of 50% of in-force coverage amount to be paid while you’re alive if you are diagnosed as terminally ill. (See the applicable section in the brochure below for more information.)
- Philadelphia Bar members under the age of 70 can request coverage along with their spouse/domestic partner and dependent children.
For more information, including features, costs, eligibility, renewability, limitations and exclusions, please download the brochure above or call our licensed representatives at 855-874-0262.
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USI AFFINITY + NEW YORK LIFE
We have partnered with New York Life Insurance Company to provide these coverages at specially-negotiated rates. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+) and Moody's Investors Service (Aaa). *Source: Third Party Rating Reports (as of 11/17/2023). The Philadelphia Bar's member-only insurance program is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy form GMR. New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group coverages it underwrites are available in all jurisdictions. Please check the brochures for current availability. New York Life Insurance Company's state of domicile is New York, and NAIC ID # 66915.
Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.
AR Insurance License # 325944; CA Insurance License # 0G11911